Annual Percentage Yield, or APY, is an important factor in how much your savings could earn in a year. ... as well as using graphic design and video and audio storytelling to share with her readers.

High-yield savings accounts are great, but what if you could earn an average of 9% APY while keeping your money safe and FDIC ...

My Ally Bank savings account has a lower-than-average annual percentage yield. This time last year, the bank's high-yield savings account offered 4.35% APY. Now, I'm earning 3.70% APY. Most banks ...

The national average savings APY is just 0.41%, but you can earn 4% or more by switching to a high-yield savings account. Find out how easy it is to make the change.

Best high-yield checking accounts of July 2025: Earn up to 5.15% APY If you want to maximize that money sitting in your checking account, these accounts are for you.

Annual percentage yield (APY) is the rate of return you earn over a year on deposit accounts. APY can be fixed or variable; this means rates may stay the same for a set time or fluctuate. The APY ...

APY is the total interest you earn on money in an account over one year, whereas interest rate is simply the percentage of interest you'd earn on a savings account, investment or loan.

First Bank of the Lake: Up to 4.95% APY A 7-month CD here requires just $5,000 and can be completely managed online. That said, there is a $500,000 maximum account limit so this one might not work ...

Earn up to 4.00% Annual Percentage Yield (APY) on SoFi Savings with a 0.20% APY Boost (added to the 3.80% APY as of 7/10/25) for up to 6 months. Open a new SoFi Checking & Savings account and ...

Oregon Community Credit Union Ignite Savings, Up to 5.25% APY This above-average 5.25% APY only applies to the first $500 with accounts ranging between $500.01 and $2,500 earning 3.45% APY.

If you don't add to or withdraw from that pot of money and the interest rate stays at 3.50%, you will have earned $356.18 in interest for an end balance of $10,356.18; an extra $6.18 compared to ...