A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Like it or not, you have a number — and it’s either helping or hurting you. Here’s a simple guide to making yours better.

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

From paying bills on time to requesting a credit increase, these simple steps can boost your credit and make it easier (and ...

Freddie Mae and Fannie Mac are now allowed to calculate rent history in the algorithm for determining credit history loan ...

Improving credit score is a lengthy process, so it is advisable to commence as soon as you can. Some of the effective methods ...

FICO believes the new model will responsibly expand access to credit, particularly for younger consumers or those with ...

A lower credit score leads to higher interest rates, pricier mortgage insurance, and costlier homeowners insurance in most ...

You can improve your credit score rapidly by inculcating the following practices in your day to day life: Always pay dues on time, set auto‑debit. Keep the credit utilisation ratio under 30 %.

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...