Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money ...

Your credit score can be an asset in financial situations, but only if you know where you stand. Learn how you can find your score without hurting it.

Your credit score updates every time your credit report changes, but the exact timing varies. Most lenders, like credit card companies, banks or loan providers, report your financial activity to ...

How else student loans affect your credit score depends a lot on how you manage your monthly payments. Payment history is the most important factor in determining your credit score, accounting for ...

Your credit utilization ratio is part of the "amounts owed" category, which determines about 30% of your FICO score, the most widely used credit scoring model among creditors. VantageScore 3.0 ...

How your credit score determines if you’ll qualify for a car loan and the interest rate you’ll be charged. What you need to know about how your credit score impacts your car-buying experience.