Moral hazard and adverse selection are both terms used in economics, risk management, and insurance to describe situations where one party is at a disadvantage to another.

Presenters will also address how regulators, public health experts, health care providers, industry, and consumers inform science-based risk management decisions. The discussions aim to explore ...

According to ABC News, "very high fire hazard" zones in Southern California have expanded by 26% since 2011, increasing from 646,838 acres to 817,212 acres. State Fire Marshall Daniel Berlant told ...

Hazard, again, are those factors that don't change frequently…where risk is really based on other conditions, other modifications. And the LA fires really were not wildfires.

Natural hazard vulnerability shows disproportionate risk. ScienceDaily . Retrieved June 2, 2025 from www.sciencedaily.com / releases / 2023 / 07 / 230718164248.htm ...