Many think interest rates are too high, and a growing chorus of voices is calling on the Fed to cut rates. Are they right?

When interest rates are cut, mortgage rates are also lowered, thus making it less expensive for people to buy a home. In particular, fixed rates for 15- and 30-year mortgages track 10-Year ...

For example, the same loan at a 5% interest rate paid over 10 years will cost you about $1,273 per month, or more than $32,000 in interest payments beyond your $120,000 principal amount.

Low interest rate environments occur when the risk-free rate is set lower than the historical average. Much of the world entered a low interest rate environment following the 2008-09 financial crisis.

In the aftermath of the financial crisis of 2007–2008, the Fed followed a zero-interest-rate policy from December 2008 to December 2015 to spur economic growth.

A negative interest rate environment exists when overnight lending rates fall below zero percent. In 2009 and 2010, Sweden and, in 2012, Denmark used negative interest rates to stem hot money ...

Inflation remains in the news and concerns the public. And rightly so — rising prices of necessary consumer goods is the very definition of a “pocketbook issue.” One reader wonder… ...

The rate of interest moves up and down, or "floats," reflecting economic or financial market conditions. Often, it moves in tandem with a particular index or benchmark, or with general market ...

The real interest rate on bonds reflects the true economic return they are receiving on an investment after adjusting for inflation. For example, if a bond is yielding 5% and inflation is 3%, the ...

Federal Reserve officials will release fresh economic estimates at their meeting on Wednesday. Their projections for interest rates in 2023 will be in focus. By Jeanna Smialek Federal Reserve ...

But as we've seen in 2022 with record rates of inflation driven in part by pent-up pandemic demand, slowing down the rate of spending is sometimes in the best interest of long-term economic stability.