A 700 credit score is considered “good” by many lenders, and can make it easier to get approved when you apply for a credit card or any type of loan.

Select reveals whether 700 is a good credit score and how it relates to the national average. Updated Tue, Jun 24 2025. Trina Paul Associate Reporter.

Is 700 a good enough credit score to buy a house? Sun., Aug. 27, 2023 According to FICO and VantageScore, credit scores can be in a range from a low of 300 to a high of 850.

A credit score of 700 is considered good, but it isn't the best. You need to boost your score to get prime borrowing rates and terms. Raising your credit score takes time, patience and sound ...

A 700 credit score puts you in the middle of what's considered the good range for FICO scores. As of April 2022, the average FICO score in the U.S. was 716, so you're doing pretty well by comparison.

A 700 credit score is also good enough to buy a house. You can even find lenders that will consider you for higher-value homes requiring “jumbo” mortgages.

A 700 credit score is technically considered a “good” credit score. It will give you the ability to open unsecured credit cards that come with rewards and attractive benefits.

Is 700 a Good Credit Score? Credit scores range from 300 to 850 on the FICO scale, commonly used by lenders. A 700 credit score is slightly less than average. According to Experian, ...

A good credit score is often considered to be 670 or higher, but it depends on the credit-scoring model used. Your credit ...

So, it's crucial to know what a good credit score is so that you can achieve one. ... Conventional mortgages are hard to get with a score below 620 and some lenders require at least 700.

A good credit score is typically a score above 700. However, a good credit score will vary depending on the credit product you are applying for.

A credit score of 700 is good enough for you to negotiate the best interest rates. Dealerships prefer that customers buy new vehicles instead of old ones and the interest rates for financing a new car ...