And the process is a bit different than you might expect. A stress test is sometimes called a cardiac ... that reduce the flow of oxygen-rich blood to the heart muscle.” Makki says that a ...

In practice, this process requires a vast amount ... there are two primary concepts at play in your stress-test: asset appreciation and after-tax cash flow expectations. This is very similar ...

Moreover, they claimed that the current stress testing process creates uncertainty around capital requirements, potentially restricting bank lending and hindering broader economic growth.