Ready to have that all-important talk with your teen? You know–the one about managing their money and building credit?

Generally, the lower your credit score, the more you’ll pay in interest on home and car loans, for example. Credit scores can even determine whether or not you qualify for an apartment. How to ...

Your history of on-time payments and how much available credit you're using are the biggest factors in credit score calculations. Learn more about what does and doesn't affect your scores.

Credit mix is how many types of credit you have open. It’s worth 10% of your FICO score and is one of the five factors that ...

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

Your payment history is the most important factor that makes up your FICO score: lenders want to know if you’ve paid your previous debts on time, as this helps them assess how much risk they ...

A healthy credit score is crucial to your financial success. It can help you qualify for loans, receive lower rates, and is used by employers, landlords, insurance companies, and others. Deidre ...

Can you actually boost your score in weeks instead of years? I decided to ask ChatGPT for the fastest ways to raise a credit ...

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Here's what makes a good credit score. $3,500 iPhone possible? ... you might be able to get a free credit score from a credit bureau or by signing up for a bureau’s credit monitoring system.

Your credit utilization rate, or the amount of available credit you're using, makes up 30% of your FICO score. If you're using $5,000 of your $10,000 credit limit you have a 50% credit utilization ...