President Donald Trump's administration announced this week that mortgages sold to Fannie Mae and Freddie Mac will now accept ...

A major shift is coming to the mortgage industry, and it could make homeownership more accessible for first-time buyers.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

The FICO score inventor continues its war with the new administration's FHFA Director Bill Pulte. Pulte said this week that ...

Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.

Mortgage lenders working with Fannie Mae and Freddie Mac can now choose to use Vantage Score 4.0, while still keeping ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director Bill Pulte announced on Tuesday that the GSEs will accept VantageScore 4.0 immediately and keep tri-merge ...

Bill Pulte, director of the Federal Housing Finance Agency, on X: "Effective today, to increase competition to the Credit ...

While VantageScore initially had a 501-900 scale, VantageScore 3.0 changed the grading scale to match FICO's, using a 300-850 scale. Your VantageScore can be based on any of your three credit reports.

FICO and VantageScore models assign different values (or weights) to the items they find on your credit report. Your delinquency-free credit report might earn you 150 points toward your FICO Score.

Both FICO and VantageScore issue scores ranging from 300 to 850. In the past, VantageScore has used a range of 501 to 990, but the range was adjusted when VantageScore 3.0 was issued in 2013.