The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for borrower applications.

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to ...

Loans for bad with credit no credit check have become essential financial solutions for individuals facing urgent expenses without traditional credit approval barriers. GadCapital addresses this ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Having a poor credit score makes it more difficult to get a personal loan, but there are options.

Credit scores range from 300 to 850. When your score is over 800, you're in a great position. That's more than enough to ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...