The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for borrower applications.

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Credit scores range from 300 to 850. When your score is over 800, you're in a great position. That's more than enough to ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

TermLoans.com analyzes 50,000 businesses to launch TL Score — a new credit signal that outperforms traditional models in ...

Borrowers can get approved with a 1% down payment. Guild even will kick in another 2% in the form of a grant you don't have ...

Buy Now, Pay Later loans will soon affect some credit scores Research has shown that many BNPL users have revolving credit card balances, lower credit scores, delinquencies, and existing debt.