Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

We all know good credit scores are crucial to getting good rates on loans, insurance, and even mortgages, but can your current boss or a new employer see your credit ...

FICO scores are the most widely used type of credit score. Most FICO scores range from 350 to 850, and a score of 670 or higher is considered good. If your FICO score is on the low side, you can ...

Credit Karma uses the VantageScore 3.0 model, not FICO, to calculate scores. These scores range from 300 to 850, like FICO Scores, but weigh certain factors differently, such as credit history.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...

When your score is over 800, you're in a great position. That's more than enough to qualify for the most valuable credit ...

Paying off a loan early can reduce your debt-to-income ratio, which can benefit your credit. Your credit score is based on a number of factors, like payment history and credit utilization.

APR: With a low credit score, you'll likely receive higher interest rates on the loan. This makes it more expensive to pay back. All else being equal, you want the loan with the lowest APR.

If you have bad or poor credit as defined by FICO (a score of 350 to 579), you won’t be able to qualify for a personal loan unless you apply with a co-signer. However, while some lenders require ...