Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Research low-credit-score lenders. Compare rates, terms and fees from multiple lenders offering bad credit loans to ensure you find the best match for your financial situation. Add a co-signer.

When your score is over 800, you're in a great position. That's more than enough to qualify for the most valuable credit ...

We all know good credit scores are crucial to getting good rates on loans, insurance, and even mortgages, but can your current boss or a new employer see your credit ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

Fair Isaac shares retreated following Freddie Mac and Fannie Mae's decision to accept another measure when assessing mortgage borrowers, adding competition to the company's FICO credit score model.

Paying off a loan early can reduce your debt-to-income ratio, which can benefit your credit. Your credit score is based on a number of factors, like payment history and credit utilization.

FICO plans to include "buy now, pay later" histories in credit scores, marking the first time a leading credit score provider will include the data.

Posted: Jun 25, 2025 / 09:29 AM CDT Updated: Jun 25, 2025 / 09:29 AM CDT (NewsNation) — Your buy-now-pay-later activity could soon impact your credit score. FICO announced Monday that it will begin ...

Credit Score: Built on Habits, Not Income A higher income does not directly boost your credit score, experts agree, since credit scores are calculated based on how you manage credit, not how much you ...