Poor credit is a barrier for many Black homebuyers, blocking them from mortgages and contributing to racial gaps in ...

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Black homebuyers struggle with securing a mortgage loan and a new study found these challenges are unlikely to disappear ...

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The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Want a better credit score? Learn proven methods to fix negative marks, master credit utilization, and leverage authorized ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...