Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

How your credit score affects your mortgage rate, average mortgage rates for credit scores from 620 to 760+, ... If you had a TransUnion score of 730, an Equifax score of 745, ...

Here's a breakdown of average credit scores for Gen Z, millennials, Gen X, and beyond. One thing that improves with age is creditworthiness. ... 745 - Good: Silent generation (78+) 760 - Very Good: ...