Learn what ACH payment processing is, how it works, key benefits for businesses, and how to get started with secure, ...

The ACH Network began 2025 with impressive gains in both standard and Same Day ACH during the first quarter. ACH payment volume rose 4.2% to 8.5 billion. The value of those payments was $22.1 ...

For all pay-by-bank payment types: The sender’s bank receives the payment and authorization request. The bank first verifies the identity of the account holder and then validates that the sender ...

Set up ACH payment capabilities: Partner with a bank, payment processor, or payroll provider that supports ACH transactions. Obtain payee authorization: Businesses must get written or digital ...

Open an ACH merchant account: Work with a payment processor or business bank that offers ACH capabilities. Collect customer authorization: Customers must agree to ACH debits via a signed ...