Annual Percentage Yield, or APY, is an important factor in how much your savings could earn in a year. ... as well as using graphic design and video and audio storytelling to share with her readers.

My Ally Bank savings account has a lower-than-average annual percentage yield. This time last year, the bank's high-yield savings account offered 4.35% APY. Now, I'm earning 3.70% APY. Most banks ...

The national average savings APY is just 0.41%, but you can earn 4% or more by switching to a high-yield savings account. Find out how easy it is to make the change.

APY is the total interest you earn on money in an account over one year, whereas interest rate is simply the percentage of interest you'd earn on a savings account, investment or loan.

Annual percentage yield (APY) is the rate of return you earn over a year on deposit accounts. APY can be fixed or variable; this means rates may stay the same for a set time or fluctuate. The APY ...

Earn up to 4.00% Annual Percentage Yield (APY) on SoFi Savings with a 0.20% APY Boost (added to the 3.80% APY as of 7/10/25) for up to 6 months. Open a new SoFi Checking & Savings account and ...

First Bank of the Lake: Up to 4.95% APY A 7-month CD here requires just $5,000 and can be completely managed online. That said, there is a $500,000 maximum account limit so this one might not work ...

Oregon Community Credit Union Ignite Savings, Up to 5.25% APY This above-average 5.25% APY only applies to the first $500 with accounts ranging between $500.01 and $2,500 earning 3.45% APY.

The offer mentioned below for the Barclay's CDs is no longer available. Flagler Credit Union is offering a limited-time 12-month CD with an impressive 10% annual percentage yield (APY) with a 12 ...

Apple Card * has raised its high-yield savings account rate for the third time since the beginning of December—it’s now up to 3.75% APY. The Apple High-Yield Savings Account is provided by ...

If you don't add to or withdraw from that pot of money and the interest rate stays at 3.50%, you will have earned $356.18 in interest for an end balance of $10,356.18; an extra $6.18 compared to ...