Money in the bank might not feel safe as it used to. But there are moves you can make to increase the safety of your funds. First, only keep your money with institutions insured by the FDIC or NCUA.

The Federal Deposit Insurance Corp. insures bank deposits for up to $250,000 per depositor or $500,000 for joint accounts per bank.The National Credit Union Administration — also a federal ...

Is my money safe? What you need to know about bank failures. March 15, 2023 / 10:21 AM EDT / AP ... You can look for the FDIC logo at bank teller windows or on the entrance to your bank branch.

Is my money safe? Yes, if your money is in a U.S. bank insured by the Federal Deposit Insurance Corp. and you have less than $250,000 there. If the bank fails, you’ll get your money back.

Nearly all banks are FDIC insured. You can look for the FDIC logo at bank teller windows or on the entrance to your bank branch. Credit unions are insured by the National Credit Union ...

Even so, for the most part, online banking is pretty safe. Here are five features to look for in your online bank if you want to make life harder for hackers. 1. Encryption. All top online banks ...