If you find yourself facing debt collection, what you say—or don’t say—can have a significant impact on your financial ...

The CFPB saves homes from foreclosure and returns people’s money to them after they’ve been scammed. It stands up for the little guy against big corporate interests.

The Consumer Financial Protection Bureau has issued two separate policy statements on so-called "sandbox approvals," and no-action letters for fintechs — both policies are expected to be rescinded by ...

Experian sued by CFPB over consumer dispute process (updated) Jan. 07, 2025 2:30 PM ET Experian plc (EXPGY) Stock, EXPGF Stock By: Liz Kiesche, SA News Editor Play (2min) JHVEPhoto ...

The CFPB seeks to prohibit Townstone from violating the ECOA and would dole out a $105,000 penalty to be paid to a victims relief fund.

If it finds any, the company will draft a dispute letter and send it to the credit bureau with any supporting documents. The credit bureau usually has 30 days to investigate the disputed item by ...

A 609 dispute letter is a way to request that credit bureaus, such as Experian, remove erroneous information from your credit report. The letter stems from the Fair Credit Reporting Act (FCRA ...

When writing a 609 dispute letter, you’re not disputing items contained within your credit report. Instead, you’re requesting the credit bureau to verify the accuracy of items listed on your ...

Read through contracts before signing, including the terms and conditions you agree to online. And use a credit card whenever possible, so you’ll be able to dispute a charge if needed.

You can still send a debt validation letter after 30 days. However, because the 30-day period has expired, the debt is assumed valid and the collector can still come after you for payment before they ...

Your credit reports list a range of information from your credit past and present, including the accounts you have, the balances you owe and your payment history. However, you should never assume ...