Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

Credit Sesame offers free credit monitoring services on its website and mobile app, which is available for iOS and Android. No credit card is required, and it does not impact your credit score.

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...

Does being an authorized user on someone else's credit card actually build your credit score? Select looks into how being an authorized user can either help or harm your credit score.

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and potential savings before refinancing debt.

Millions of federal student loan borrowers face long-term damage to their credit scores after falling behind on payments following the government-sanctioned pay ...