The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans ...

We all know good credit scores are crucial to getting good rates on loans, insurance, and even mortgages, but can your current boss or a new employer see your credit ...

Experian already uses cash-flow data shared by consumers for its Experian Boost service, but the partnership will build separate " cash-flow credit scores " for lenders upon request. One use case for ...

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...

Perfect credit, or even really good credit, opens doors for American consumers. But how do you get there?

BNPL companies like Afterpay and Klarna will begin reporting users’ loans and payments to FICO, the company behind the most ...

LANDOVER, Md., June 23, 2025--A free tool offered by HomeFree-USA and Experian delivers personalized credit insights to help more Americans achieve homeownership.