Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of ...

We all know good credit scores are crucial to getting good rates on loans, insurance, and even mortgages, but can your current boss or a new employer see your credit ...

Key Takeaways The S&P 500 fell 0.1% on Tuesday, July 8, 2025, after President Trump extended the deadline for "reciprocal" tariffs and discussed a 50% levy on imported copper.Shares of Fair Isaac, ...

Washington residents may see their credit scores improve this year following new legislation that removes medical debt from ...

FICO scores are a type of credit score created by Fair, Isaac, and Company (now called the Fair Isaac Corporation or FICO) in 1989. They’re now one of the industry standards for credit scores.

Rates on personal loans jumped up last week. Still, if you're in the market for a personal loan to finance a project, a large purchase or unexpected bills, or to improve your cash flow, it's possible ...

One major difference between Discover and Rocket Mortgage (aside from only the former listing its rates online) is that ...

Credit Karma uses the VantageScore 3.0 model, not FICO, to calculate scores. These scores range from 300 to 850, like FICO Scores, but weigh certain factors differently, such as credit history.

That's why a high utilization rate can cause your credit score to drop. Your high credit utilization isn’t telling you that you’re a bad person or that you can’t manage your money.

July is the perfect time to review your financial health, starting with a thorough check of all account balances.