Your credit score is one of the primary factors mortgage lenders consider when you apply for a loan. If your score needs work, there are steps you can take to improve it before you apply.

Your credit score is one of the primary factors mortgage lenders consider when you apply for a loan. If your score needs work, there are steps you can take to improve it before you apply.

Many experts recommend having the equivalent of six months’ worth of mortgage payments in a savings account, in addition ...

It's possible to buy a house with bad credit, but you may end up with a high mortgage rate. If your score is above 580, you can look into FHA loans or other government-backed mortgages.

To help you navigate the process, here are five key steps to choosing the right mortgage lender. Your first step in ...

A loan officer explains how to improve your credit and refinance your mortgage, plus how to make sure refinancing benefits you. Updated Tue, May 20 2025 Megan DeMatteo Money Writer / Editor, Select ...

Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

The Bottom Line: Shop Mortgages Without Hurting Your Credit. Ultimately, shopping for a mortgage is worth it to compare rates and terms before signing on the dotted line.

When you apply for a mortgage, following the correct process matters. Here's how to prepare, what to do and what the lender does at each step until closing.

The minimum credit score required for a conventional loan is 620, while other types of mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

Like it or not, you have a number — and it’s either helping or hurting you. Here’s a simple guide to making yours better.