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Chase increased the annual fee on its Sapphire Reserve credit card by 44% – from $550 to $795. The Sapphire Reserve is one of the most popular credit cards among travel and dining enthusiasts.

In contrast, the Capital One Venture X Rewards Credit Card has a lower annual fee of $395, but comes with an annual $300 travel credit for any travel booked through Capital One’s travel portal.

For everyone else, though, the new Citizens Bank credit cards probably won’t be the first option, as branches are located in just 14 states and D.C. (as of this writing).