Spectra Credit Union: Brilliant Kids Savings APY: 10.38% Balance earning top APY: Up to $1,000 Ages: 17 and under Eligibility: Anyone can join by becoming a member of the American Consumer Council.

The best APY was 4.75 percent at the start of 2025, while now it’s a bit lower at 4.30 percent. Here’s what’s going on in today’s market as it pertains to high-yield savings accounts.

To compile our list of the best business savings accounts, we analyzed over 100 savings accounts across different institutions. We primarily considered an account’s annual percentage yield (APY ...

The fallback interest rate is then between 6.17% to 0.15% APY for balances over $1,000, so you'd want to keep the rest of your balance in a savings account offering a more promising APY.

For example, if you park $10,000 in an account offering 3.90% APY, you'd earn about $390 in interest over the course of a year. And unlike a CD, your cash stays fully accessible.

Earn up to 5.00% APY with today's top high-yield savings accounts. Make the switch now and watch your money grow without sacrificing access.

Don't miss out on the headlines from News. Followed categories will be added to My News. Running in the Australia’s Anangu Pitjantjatjara Yankuntjatjara (APY) Lands, SA Water has partnered with ...

If it’s a savings account you’re looking for, you can still get decent returns, with the best available high-yield savings accounts today promising 4% APY or more, well above the national average.

Best money market rates of July 2025 Ally Bank®: Earn up to 3.60% APY CFG Bank: Earn up to 4.32% APY EverBank®: Earn up to 4.00% APY First Internet Bank of Indiana: Earn up to 3.61% APY Prime ...

4.60% for 9 Months or 4.50% Until March 2027 Today's best CD rate in the country comes from Newtek Bank, which is paying 4.60% on a 9-month term, extending your rate lock into 2026. It's one of ...

By contrast, some of the largest national banks keep savings rates at 0.01% APY. The FDIC sets a national rate cap, and few, if any, savings account rates exceed it.