But you'll generally need a good credit score of at least 730* to be approved for a rewards credit card. It is, however, ...

The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan delinquencies were once again reported on credit files.

Even if you have a perfect FICO score, excellent credit isn't always a good thing. ... Getty Images. Terms apply to ... 710-730: Total credit score drop for a 30-day missed payment: ...