News

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...
FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...
A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.
Your FICO or VantageScore credit score represents your creditworthiness, and the higher your score, the better you’ll look to ...
Poor credit raises rates by 95% compared to having good credit. Your credit score can impact your car insurance rate. A higher credit score decreases your car insurance rate with almost every ...
Key takeaways Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and ...
Getting approval for a personal loan with bad credit can be hard. But we've found lenders who will work with borrowers with FICO Scores of 580 or even less.
Generally, credit card issuers will look at your credit score, income, recent credit applications and credit history when approving you for a new card. Keep in mind that while your FICO credit ...
If you have a 600 credit score, you're unlikely to get approved for top-tier credit cards, but you still have good options you can use to build credit.
Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.37%. The Federal Reserve also tracks U.S. consumers' average credit card ...
Upstart may be a good option if you have minimal credit history or poor credit since its minimum credit score requirement is just 300. With an Upstart loan, you can borrow from $1,000 to $50,000.
Qualifications Typical credit score of approved borrowers: Did not disclose. Minimum income: $30,000 per year for credit-based loan. No minimum for future-income based loan. Loan amounts: $2,001 ...