Federal student loan delinquencies are impacting consumer credit scores. The average FICO score in the U.S. fell to 715, a one-point drop from January.

But you'll generally need a good credit score of at least 730* to be approved for a rewards credit card. It is, however, ...

Even if you have a perfect FICO score, excellent credit isn't always a good thing. ... Getty Images. Terms apply to ... 710-730: Total credit score drop for a 30-day missed payment: ...