The IRS requires it, in fact. That's why it's called a required minimum distribution. But how much is the minimum withdrawal on, say, a $250,000 individual retirement account? It varies with age.

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You can find the distribution period using the IRS's Uniform Lifetime Table, or the IRA Required Minimum Distribution Worksheet if your spouse is the sole beneficiary and is more than 10 years ...

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If you are 73-years-old or older and haven’t taken a Required Minimum Distribution from your tax-deferred retirement account, the IRS says most people need ...

If you turned 73 in 2024 and are required to take an RMD, the deadline to take your RMD is April 1, 2025, based on your account balance on December 31, 2023.

If you're not sure whether you've taken enough out, follow the steps on the IRS RMD worksheet to calculate yours. Keep in mind that each account type has its own rules when it comes to RMDs.