Using a credit card at an ATM is a lot like using a debit card — just follow the instructions to withdraw cash, acknowledge that you accept the fees and charges and collect your money.

Standout benefits: This is one of the few debit cards that offers rewards and has no annual fee. You can earn 1% cash back on up to $3,000 in debit card purchases each month.

Forbes' list of the best online banks featuring FDIC insurance, high interest rates, banking apps, low or no fees, and great customer service.

Best high-yield savings accounts Best for account features: LendingClub LevelUp Savings Best for ATM card: UFB Portfolio Savings Best for earning a high APY: Western Alliance Bank High-Yield ...

The Chime Credit Builder Visa Secured card allows you to adjust your credit limit. You can safely spend up to the limit and avoid debt while building credit.

Our Nerds say: “When paying with a credit card abroad, stick to cards that don’t charge a foreign transaction fee. To avoid conversion fees, pay in the local currency rather than U.S. dollars.

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