What Happens if You Go Over Your Credit Card Limit? ... 2023 11:35 a.m. PDT · 2 min read. Fact Checked ... NerdWallet receives compensation of 0% to 0.85% of assets under management annualized ...

If you need to go over your credit card limit for a critical transaction, like a utility or phone bill, the risks may be worth it. However, it won't be worth it for something small like a ...