As a first-time home buyer, you may want to make the smallest down payment allowed: 0% for a VA loan, 3% or 5% for a conventional loan or 3.5% for an FHA loan, for example.

Some people still think you need 20% down to be approved for a mortgage. But the average down payment in 2024 was 9% for first-time buyers and 18% for borrowers overall. Because they're backed by ...

With lower mortgage rates and robust state assistance programs, Amy DeBusk Home Loans guides California homebuyers toward ...

Most potential home buyers know the basics. You can secure a lower interest rate by improving your credit score, making a ...

The share of first-time buyers in the market has plummeted in recent years. Buyers and sellers are at a stalemate in 2025 ...

Home prices are rising, meaning homeowners need higher incomes to pay for a mortgage. However, many young consumers do not ...

NATIONWIDE will make it easier for first-time buyers with 5% deposits to purchase a home from this week. The high street lender is giving customers a chance to secure a mortgage which covers 95% ...

More than 90% of first-time buyers had a mortgage, while only 69% of repeat buyers did. As you make payments on your mortgage, your home equity — the amount of your house that you own outright ...