But as you build your retirement plan, you may discover a few unexpected twists along the way. The sooner you confront them, ...

A George Mason University finance professor gamed out three common strategies on RMDs to find the best option.

Some mistakes are common, like taking Social Security too soon, but several others can derail your retirement plan as well. Here’s what to watch out for.

Automation allows you to stop worrying whether your RMDs will be taken on time, helping you avoid missed deadlines and ...

Allowing your retirement account to grow with the still-working exemption may be the ideal option, but it's essential to ...

You may be curious to know how your 401(k) balance compares to the average saver's. To that end, Fidelity has some new data.

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

When should I start withdrawing from my retirement accounts? This is a critical question for individuals approaching ...

For example, if you are turning 75 in 2025 and your 401 (k) balance was $700,000 at the end of last year, you'd use a factor of 24.6 from the Uniform Lifetime Table.

That’s the takeaway from the latest retirement savings report from Fidelity, a leading plan manager. In the first three months of 2025, the total 401(k) savings rate on Fidelity plans reached 14.3%.

Example Let's say you have a traditional individual retirement account (IRA) with a $600,000 balance at the end of last year. You're 73 years old and are planning to take your first RMD. Looking ...