The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for borrower applications.

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

TermLoans.com analyzes 50,000 businesses to launch TL Score — a new credit signal that outperforms traditional models in ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the ...

Borrowers can get approved with a 1% down payment. Guild even will kick in another 2% in the form of a grant you don't have ...

The average FICO® Score among U.S. consumers is 714, which is in the range of "good" credit scores. However, there's quite a bit of variation between generations, location, and certainly by income ...

Buy Now, Pay Later loans will soon affect some credit scores Research has shown that many BNPL users have revolving credit card balances, lower credit scores, delinquencies, and existing debt.