CNBC Select analyzed the pros and cons of Capital One credit cards using an average American's annual spending budget to find the best based on consumer habits.

Along with bonus offers, checking and savings accounts from Capital One come with some perks: no monthly fees or account minimums, a large ATM network, access to paychecks up to two days early ...

Some offers mentioned below are no longer available. The *Capital One Spark Cash Plus Credit Card is a solid business credit card offering unlimited 2% cash back on every purchase. Earn a one-time ...

For example, with the $0 -annual-fee Capital One Platinum Secured Credit Card — another option from the same issuer — you may be able to put down a lower initial deposit of $49 or $99 for a ...