When faced with a financial emergency, personal loans are often the go-to solution for quick access to funds. But what if you ...

If you are planning to consider a personal loan or a credit card, then you must have come across the terms ‘credit score’ and ...

In a win for credit bureaus and debt collectors, medical debt will be allowed to stay on your credit report after all.

Even one missed due date can hurt your credit history more than you think. Here’s how much damage it can cause, and what you ...

Your credit score plays a big role in your financial life. Whether youre applying for a loan, a credit card, or even renting a house, lenders often look at your credit score to decide if youre ...

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score?

A failed loan EMI auto-debit can wreck your CIBIL score and cost you future loans. But experts say you can fix it — if you ...

In today’s digital lending world, your credit score speaks before you do. It’s no longer just a number; it’s your financial ...

A missed payment of just Rs 1,000 on a Buy Now, Pay Later (BNPL) plan can hurt your credit score more than a delayed EMI on a ...