How Credit Scores Work Let’s start with a quick refresher: Your credit score is essentially a snapshot of your creditworthiness.

How to make sure unemployment doesn’t affect your credit score Knowing the indirect ways that unemployment can impact your credit could help you protect your score.

Can you actually boost your score in weeks instead of years? I decided to ask ChatGPT for the fastest ways to raise a credit score. Here's what it said.

Buy Now, Pay Later loans will soon affect some credit scores Research has shown that many BNPL users have revolving credit card balances, lower credit scores, delinquencies, and existing debt ...

Millions of federal student loan borrowers face long-term damage to their credit scores after falling behind on payments following the government-sanctioned pay ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation.

Multiple hard loan inquiries within a short span can reduce your credit score. This article explains the difference between hard and soft inquiries and how to manage credit wisely.

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores. FICO plans to launch a suite of credit scores later this year ...