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A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.
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What is a good credit score?
There are a variety of factors that go into your credit score, including on-time payments, the amount of your available ...
300–579: Poor Credit. This is the lowest credit score bracket, and it carries the most restrictions. If your score falls between 300 and 579, lenders will likely consider you a high-risk borrower.
The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...
Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...
For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...
The average credit score in America is 715, unchanged from the previous year. ... Twenty-four percent have a FICO® Score between 750 and 799, making the "very good" bracket.
When your credit score levels up, so do your options. With good to excellent credit (at least 670, but 740 or higher for the top-shelf stuff), you can unlock credit cards that bring the heat: 2% ...
The Trump administration's resumption of student loan payments earlier this month is taking a toll on many borrowers' credit records.. Credit scores dropped by more than 100 points for 2.2 million ...
If you have a lot of cards, closing a few is unlikely to significantly hurt your credit scores as long as you do so strategically.
Borrowers in the next credit score bracket — 720 to 779 — saw average interest rates of 17.41% for 3-year loans and 22.99% for 5-year loans. How does credit score affect your interest rate?