Learn the secret tool to wipe your credit report clean! Fix bad credit & boost your score without expensive repair companies.

Student loan borrowers, fired federal workers and financially stressed farmers did nothing different when their credit scores ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

As a credit user, it is incumbent upon you to check your credit report from time to time. And if there are mistakes, it is profoundly important to correct them.

Your rights under Section 75 Under Section 75 of the Consumer Credit Act 1974, the credit card company is jointly and severally liable for any breach of contract or misrepresentation by the retailer ...

Once you have confirmed that a discrepancy on your credit report is an error, gather any supporting documents and information that can assist your dispute, such as credit card statements, bank ...

Two US credit rating agencies have become embroiled in a rare public dispute over the reliability of scores for insurance companies’ growing stash of private credit investments. The dispute ...

Some student loan borrowers see credit scores plummet by over 100 points By Kamaron McNair, CNBC • Published May 19, 2025 • Updated on May 19, 2025 at 7:25 am ...

Payment history (35%): The largest chunk of your credit score is based on how good you are about making on-time payments to your credit cards, store cards, loans, mortgage and other accounts.

Once you have your credit reports, read through them to see if there’s anything you need to address. File a dispute with the credit reporting agency If there are negative, inaccurate marks on ...

He previously had a 790 credit scor,e but since he had so many “late” mortgage payments, his credit score ended up going all the way down to 660.