With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Boosting your credit score from 580 to 800 involves timely repayments, low credit utilisation, diverse credit mix, fewer loan ...

A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...

From paying bills on time to requesting a credit increase, these simple steps can boost your credit and make it easier (and ...

While secured cards offer a pathway, alternatives exist for those with fair credit scores, including corporate cards.

The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week.

The regulator for Fannie and Freddie wants to reduce the use of FICO for housing credit, while factoring in borrowers’ rent ...

Want a better credit score? Learn proven methods to fix negative marks, master credit utilization, and leverage authorized ...

Freddie Mae and Fannie Mac are now allowed to calculate rent history in the algorithm for determining credit history loan ...