Down Payment Assistance Alternatives. If you don't qualify for down payment assistance, you could ask family members for gift money toward a down payment or explore loans with no or low down payments.

A down payment is the portion of a home's purchase price paid up front, rather than the part loaned to you by a bank or mortgage provider. The median down payment for first-time homebuyers was 9% ...

Down payment assistance gives you some or all of the funds you need to meet your loan's down payment requirements. In many cases, you can get assistance with your closing costs as well.

If you can't afford to make a big down payment, you still may be able to buy a home--especially if you're a first-time homebuyer. You can find down payment assistance programs through a mortgage ...

Down payment assistance of up to $11,000 with Deferred Payment Loan or up to $15,000 with Deferred Payment Loan Plus; Interest-free deferred loan for length of the first mortgage; ...

Thanks to down payment assistance programs, you don't have to be rich to buy a home. It’s true that it can take some time and effort to find an assistance program that works for you.

A down payment is one of the biggest upfront costs you’ll have when you buy a house. The median down payment was $26,000 in the first part of 2024, according to research from Realtor.com, and ...

Down payment assistance (DPA) programs are loans and grants designed to provide homebuyers with money to help them pay for a down payment. Some programs also help with closing costs .

Arcasa's Energy-Smart DPA program, now listed in Down Payment Resource’s DPA Directory, combines down payment assistance with ...

Neighbors Bank has released its 2025 ranking of the Top 10 Cities for First-Time Homebuyers, spotlighting the metros where ...

Many down payment assistance programs simplify the process by providing a grant, which is a one-time gift of funds you don't need to repay. Because they're gifts and not loans, grants do not come ...