The PAN card in your pocket is not just an identity card, but the 'master key' of your entire financial life. It is needed everywhere, from opening a bank account to taking a loan and filing ITR. We ...

"Being on the electoral register and having a positive track record with different types of credit can also boost your score, ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for the first time, will incorporate buy ...

Denied for a credit card? You're not alone. Learn why rejections happen, how to fix common issues, and what to do to finally ...

Effective immediately, Fannie and Freddie will allow mortgage lenders to use VantageScore credit ratings to assess ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

BNPL companies like Afterpay and Klarna will begin reporting users’ loans and payments to FICO, the company behind the most ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Having a poor credit score makes it more difficult to get a personal loan, but there are options.