With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of ...

We all know good credit scores are crucial to getting good rates on loans, insurance, and even mortgages, but can your current boss or a new employer see your credit ...

Washington residents may see their credit scores improve this year following new legislation that removes medical debt from ...

Key Takeaways The S&P 500 fell 0.1% on Tuesday, July 8, 2025, after President Trump extended the deadline for "reciprocal" tariffs and discussed a 50% levy on imported copper.Shares of Fair Isaac, ...

FICO scores are a type of credit score created by Fair, Isaac, and Company (now called the Fair Isaac Corporation or FICO) in 1989. They’re now one of the industry standards for credit scores.

Rates on personal loans jumped up last week. Still, if you're in the market for a personal loan to finance a project, a large purchase or unexpected bills, or to improve your cash flow, it's possible ...

Check our interactive map to find today's 30-year mortgage rate average for any U.S. state. Right now, the cheapest states are New York and California.

Credit Karma uses the VantageScore 3.0 model, not FICO, to calculate scores. These scores range from 300 to 850, like FICO Scores, but weigh certain factors differently, such as credit history.

That's why a high utilization rate can cause your credit score to drop. Your high credit utilization isn’t telling you that you’re a bad person or that you can’t manage your money.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...