Effective immediately, Fannie and Freddie will allow mortgage lenders to use VantageScore credit ratings to assess ...

Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to ...

Hitching your wagon to the wrong person can be expensive, not just in terms of mental fatigue and possibly divorce. It can also be costly when a poorly matched pair wants to buy a house. A new study ...

Americans facing housing challenges may benefit from new FHFA policy that counts rent payments toward mortgage qualification, ...

Federal housing cuts threaten to slow down mortgage processing for millions of Americans. The Trump administration's latest ...

Fannie Mae and Freddie Mac will now allow lenders to use VantageScore, as well as FICO scores, when underwriting loans.

Don’t let financial fear hold you back from starting the homebuying process. Here’s everything you need to know to feel prepared, empowered and ready to make your move.

Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility ...

Having a poor credit score makes it more difficult to get a personal loan, but there are options.

Insurance companies typically don't use a FICO credit score to help calculate your rates - they use an insurance credit score. Here's what is and why it matters.