Effective immediately, Fannie and Freddie will allow mortgage lenders to use VantageScore credit ratings to assess ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to ...

Hitching your wagon to the wrong person can be expensive, not just in terms of mental fatigue and possibly divorce. It can also be costly when a poorly matched pair wants to buy a house. A new study ...

Americans facing housing challenges may benefit from new FHFA policy that counts rent payments toward mortgage qualification, ...

Federal housing cuts threaten to slow down mortgage processing for millions of Americans. The Trump administration's latest ...

Don’t let financial fear hold you back from starting the homebuying process. Here’s everything you need to know to feel prepared, empowered and ready to make your move.

Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility ...

For those wanting to accomplish homeownership yet have a bad credit history, these mortgage lenders have flexible credit ...

The average rate on 30-year fixed home loans from Freddie Mac decreased again to 6.77% for the week ending June 26.

Borrowers can get approved with a 1% down payment. Guild even will kick in another 2% in the form of a grant you don't have ...

People who pay their rent on time can establish credit scores or significantly raise low scores if the payments are reported to credit bureaus, new research found. A study published this month by ...