Keep reading for a breakdown of why joint credit cards are probably ... affected by closing a credit card and — since that's ...

Accessing a current FICO score allows you to formulate a more accurate assessment of what loans they qualify for and at what rate. I also strongly recommend using local bank or credit union and ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Fair Isaac shares retreated following Freddie Mac and Fannie Mae's decision to accept another measure when assessing mortgage borrowers, adding competition to the company's FICO credit score model.

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.