Don’t let financial fear hold you back from starting the homebuying process. Here’s everything you need to know to feel prepared, empowered and ready to make your move.

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

To boost your credit score above 750, avoid closing old credit cards, pay bills on time, maintain credit utilization under 30%, and have a mix of secured and unsecured credit. Regularly check ...

Paying off a loan early can reduce your debt-to-income ratio, which can benefit your credit. Your credit score is based on a number of factors, like payment history and credit utilization.

Yes, you can get a free credit report and credit score online. There’s no payment or credit card information required an ...

Thinking about using buy now, pay later to finance your Amazon Prime deals? Maybe you should think twice. The main draw of ...

Having your wages garnished can create a serious dent in your paycheck. Here are some tips for getting by on a lower income ...

Your credit score is an essential indicator of the health of your credit history. But having good credit isn't just important if you're applying for a loan or credit card; in many states, auto and ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

Buying a house is one of the biggest decisions of your life. It doesn’t matter if it’s your first home or you want a condo for vacations in Georgia; it’s important to understand the buying process.