Moral hazard and adverse selection are both terms used in economics, risk management, and insurance to describe situations where one party is at a disadvantage to another.

Presenters will also address how regulators, public health experts, health care providers, industry, and consumers inform science-based risk management decisions. The discussions aim to explore ...

Severe weather and critical fire risk, ranked 'multi-hazard,' expected nationwide A spring storm is bringing various weather conditions across the U.S. Some regions are facing snow, possible ...

While people think similarly about natural hazards and natural disasters, they might act quite differently about each, concludes a study by New Zealand researchers, recently published in the open ...

According to ABC News, "very high fire hazard" zones in Southern California have expanded by 26% since 2011, increasing from 646,838 acres to 817,212 acres. State Fire Marshall Daniel Berlant told ...

The department identifies the word hazard as the conditions that could cause wildfire like weather or topography, vs. risk, meaning the likelihood of a wildfire happening and its potential damage.

2 killed in Yosemite rock slide, a hazard that poses ‘substantial risk’ to parkgoers. Wawona Tunnel frames a view of Yosemite National Park. (Carolyn Cole / Los Angeles Times) ...

While some hazards should always be avoided, others are beneficial to development with a proper risk-assessment process in place, explains Sarah Watkins In learning about the outdoor environment, ...

The fire hazard severity zones are based on the likelihood that an area will burn over a 30- to 50-year period. The maps don't show the risk or potential damage a fire could do based on conditions ...