How To Activate a Credit Card With Bank of America. Bank of America cardholders must create an online banking ID and passcode or use an existing account to begin the process of activating a new card.

You can also apply for a Bank of America credit card over the phone by calling 800-932-2775. After you submit, one of the following things will happen: You’ll be approved.

You can check the status of your Bank of America credit card application online, or by calling the bank at 866-422-8089.