One of the most common mistakes is failing to understand the fundamental differences between the two types of IRAs. In a ...

RMDs are mandatory withdrawals from retirement accounts that you must make. Diversification remains just as important as when ...

If you're in a high tax bracket today, but anticipate a more modest income in retirement, the Traditional IRA allows you to ...

A spousal IRA isn’t a unique type of IRA or a joint account, but instead it is a separate IRA opened and owned in the name of the nonworking or low-income earning spouse. This w ...

SIMPLE IRA and retirement plan accounts when you reach a certain age. That’s typically when you hit 73, but you can delay the ...

A George Mason University finance professor gamed out three common strategies on RMDs to find the best option.

A Gold IRA offers similar tax treatment to other IRAs, but the rules depend on whether it’s set up as Traditional or Roth.

What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Once you take your RMD out of your IRA, you can’t put it back again—the IRA designs these distributions to be taxed. Have a ...